Credit Analyst
Finance/Admin
Cape Town – Western Cape – South Africa
ENVIRONMENT:
SUPPORT the credit function process for fixed income products and analysis of credit as an asset class as the next Credit Analyst sought by a dynamic Fund Management Firm. You will contribute towards Fixed Income research and the management of FI portfolios. The successful incumbent will preferably be qualified as a Chartered Accountant or possess a BCom Accounts/Business Science – Finance/Economics/Actuarial/Quantitative Management or Chartered Financial Analyst tertiary qualification with relevant work experience in a similar role including experience in the debt investing environment, have exposure to financial markets and proficiency in Excel & Bloomberg. Applicants must be willing to travel around the country to meet with issuers if necessary.
DUTIES:
- Liaise with arrangers, issuers and ratings agencies on upcoming and existing bond issuances.
- Investigate new entrants to the bond market and conduct research on similar organisations globally if necessary.
- Investigate creditworthiness of banks and other lenders, corporate and government-related issuers.
- Analyse financial statements to assess the creditworthiness of the entity.
- Advise on appropriate through-the-cycle pricing for new and currently held instruments on a total return basis.
- Analyse legal documentation relating to bond issues and if required, following up with internal legal counsel.
- Report to the Internal Credit Committee on credit exposures and developments.
- Assist other members of the Credit team with operational tasks and analysis.
- Contribute to investment decisions made by the team
- Analyse and understand economic cycles and interpret economic variables.
- Valuation and dealing in fixed income assets.
- Perform Quantitative Analysis on various assets and markets.
- Analyse yield curves and calculate break-even levels.
REQUIREMENTS:
Qualifications –
- Chartered Accountant / BCom Accounts / Business Science – Finance, Economics, Actuarial, Quantitative Management or Chartered Financial Analyst.
Experience/Skills –
- Relevant Credit Analysis work experience.
- Strong accounting experience – Articles.
- Proficient with Excel and Bloomberg.
- Experience within the debt investing environment.
- Exposure to financial markets.
- Investigative work experience.
- Must be willing to travel around the country to meet with issuers if necessary.
ATTRIBUTES:
- Passion for credit and the bond market.
- Proactive self-starter.
- Confident.
- Motivated to prove themselves for performance-based rewards.
- Able to work under pressure.
- Willing to collaborate and work well within a team environment.
- Strong technical ability to analyse financial instruments.
- Able to present themselves articulately.
- Strong attention to detail.
- Smart, insightful, passionate about markets, self-starter.