SUPPORT the effective monitoring and control of risk exposure of a dynamic Financial Services Group seeking a highly analytical & data-driven Risk Analyst: Reporting for its Credit Risk division. Your role will also entail presenting ideas via reports and presentations and making recommendations, investigating data integrity issues while running stats models to forecast portfolio risk and assisting with scorecard monitoring. The ideal candidate requires a suitable Degree with 3 years’ experience in the following: Credit Risk analysis on lending products, preparing data-driven credit policy recommendations for senior management, data manipulation using SAS, SQL or other Data Analysis tools. Any experience with Bad Debt provisioning techniques and Financial and/or Retail Credit experience will prove hugely beneficial.
Produce Risk Reports as part of the monthly risk reporting processes.
Align risk reporting to meet Shareholder requirements.
Perform standard and ad-hoc statistical analysis to investigate trends and to support Credit Risk decisions.
Undertake analysis to determine the impact of strategy changes to application and account management strategies.
Present ideas via reports and presentations, outline findings and make recommendations for improvements to business stakeholders.
Investigate data integrity issues, test assumptions and validate analytical results, ensuring accuracy and sensitivity of findings.
Run statistical models to forecast portfolio risk and monitor trends.
Test the implementation of strategy changes to live decisioning systems.
Forecast and monitor credit market trends using statistical techniques.
Assist with scorecard monitoring.
At least 3 years’ experience in the following –
Credit Risk analysis on lending products.
Preparation of data-driven credit policy recommendations for senior management.
Data manipulation and analysis using SAS, SQL or other Data Analysis tools.
Bad Debt provisioning techniques (advantageous).
Financial and / or Retail Credit experience – advantageous.
While we would really like to respond to every application, should you not be contacted for this position within 10 working days please consider your application unsuccessful.
When applying for jobs, ensure that you have the minimum job requirements. Only SA Citizens will be considered for this role. If you are not in the mentioned location of any of the jobs, please note your relocation plans in all applications for jobs and correspondence.
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