A fast-paced retailer seeks an ambitious and results-driven Vetting Manager to join its team to take charge of the effective execution of the credit vetting function & operational management of staff and business processes. The ideal candidate should possess a Business, Economics and / or Risk Management BComm Degree, a solid grasp of credit & debt recovery, specifically the National Credit Act, at least 7 years’ experience in the consumer retail or financial services sector as well as 5 years leading a team at mid-managerial level.
Operational management of the entire vetting area:
Ensure productivity is optimised through the effective management of the area and driving best practice.
Ensure resources and structures supports long-term growth objectives.
Maintain awareness of external influences such as legislation and manage accordingly to keep efficiencies and to meet and manage targets.
Foster an environment that encourages and rewards innovation and challenges current methodologies with a view to improve operational efficiencies across the business.
Accurately balance risk and trends in driving innovation in the organisation through effective testing and analysis within the area.
Keep up-to-date with the latest trends, legislation and best practices in the credit industry and assess the potential impact of these changes on organisational processes.
Ensure a comprehensive audit plan is in place and reviewed annually.
BComm Degree in Business, Economics and / or Risk Management.
Minimum of 7 years’ experience in the Credit Operations environment is essential, preferably in the Consumer Retail and / or Consumer Financial Services Sector.
Minimum of 5 years’ experience leading a team at middle management level.
Excellent understanding of legislation governing the credit and debt recovery industry, specifically the National Credit Act.
MS Office (Word, Excel, PowerPoint, Outlook) and Internet.
“Can do” attitude!
Passionate with high energy levels to facilitate required value proposition.
Ethical and professional self-starter with strong adherence to reputation risk standards.
Strong leadership capability in the context of managing a large, diverse team.
Good commercial awareness.
Takes calculated risks on the basis of adequate information and analysis.
Great tactical planning and organising skills with superior time management capability
Hands-on and proactive with strong analytical skills and a disciplined completer.
Good operational problem-solver with the ability to stand by own decisions and take responsibility for them.
Able to work independently and within a team.
Excellent verbal/written communication, presentation and motivational skills.
Able to absorb pressure and manage stress effectively.
Acts on own initiative without being prompted and execute successfully within prescribed deadlines.
Meticulous and results-driven.
Able to manage change while maintaining operational effectiveness.
While we would really like to respond to every application, should you not be contacted for this position within 10 working days please consider your application unsuccessful.
When applying for jobs, ensure that you have the minimum job requirements. Only SA Citizens will be considered for this role. If you are not in the mentioned location of any of the jobs, please note your relocation plans in all applications for jobs and correspondence. Please e-mail a word copy of your CV to firstname.lastname@example.org and mention the reference numbers of the jobs.